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Buying Tips

If You're Buying
The first thing you need to decide is what sort of property you need.

You should look at your current situation and take into account future changes in your lifestyle. So, for example, if you are a single person with no dependants, perhaps what you need is a one or two bed apartment with a good sized living room for entertaining.

If, on the other hand, you have children, you will probably need more bedrooms, a utility room for all that laundry equipment and perhaps a garden.

If you are retired, you might consider a bungalow with easy access and a smaller garden. Other considerations include a garage, a big bathroom, a spare bedroom or office, a workshop or hobby room etc.

What ever you need thinking about it before viewing this, will help you to focus on those properties which will be of more relevance to you.

Its important to look at your lifestyle and think about what facilities you need close by. Shops, schools, church, post office, leisure centre, access to bus routes and rail stations are all important factors in selecting the location.

Budget
Working out what you can afford is an important first step.

Knowing your budget will help you select appropriate houses to view. In order to do this you need to work out how much you can borrow, how much of your own money you can put in, how much you will need for the deposit, stamp duty, solicitors fees, moving, insurance, etc. At Kehoe Auctioneers we can provide you with information on mortgage providers and financial institutions.

Arranging pre-loan approval at this point means that you can shop around with confidence and bid for a property that is within your budget. Pre-loan approval can be arranged without entering into a binding agreement.

So you have nothing to lose by getting it at the outset. You may save yourself a great deal of trouble and time delays later in the process. It can also give you an edge where there is another buyer competing to buy the same property.

Viewing a Property
To arrange a viewing, contact our office. We will do our best to meet your needs in terms of flexible appointments. It can be useful to bring someone with you to view the property.

An appointment with Kehoe Auctioneers will afford you the time to look carefully at the property. It can be useful also to draw up a checklist of aspects you consider important. This can include scanty insulation, double glazing, the condition of the boiler etc.

It is important at this point to see beyond the furnishing and the decor. Consider how your own furniture, pieces of art work etc will fit into the environment. You will of course put your own stamp on the property that you select.

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