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The first thing you need to decide is what sort of
property you need.
You should look at your current situation and take
into account future changes in your lifestyle. So,
for example, if you are a single person
with no dependants, perhaps what you need is a one
or two bed apartment with a good sized living room
for entertaining.
If, on the other hand, you are a married couple and
you have children, you will probably need more bedrooms,
a utility room for all that laundry equipment and
perhaps a garden.
If you are retired, you might consider a bungalow
with easy access and a smaller garden.
Other considerations include a garage, a big bathroom,
a spare bedroom or office, a workshop or hobby room
etc.
What ever you need thinking about it before viewing
this, will help you to focus on those properties
which will be of more relevance to you.
Its important to look at your lifestyle and think
about what facilities you need close by. Shops,
schools, church, post office, leisure centre, access
to bus routes and rail stations are all important
factors in selecting the location.
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Working out what you can afford is an important first
step.
Knowing your budget will help you select appropriate
houses to view. In order to do this you need
to work out how much you can borrow, how much of your
own money you can put in, how much you will need for
the deposit, stamp duty, solicitors fees, moving,
insurance, etc. At Kehoe Auctioneers we can
provide you with information on mortgage providers
and financial institutions.
Arranging pre-loan approval at this point means that
you can shop around with confidence and bid for a
property that is within your budget. Pre-loan
approval can be arranged without entering into a binding
agreement.
So you have nothing to lose by getting it at the outset.
You may save yourself a great deal of trouble and time
delays later in the process. It can also give
you an edge where there is another buyer competing to
buy the same property |
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To arrange a viewing, contact our office. We
will do our best to meet your needs in terms of flexible
appointments. It can be useful to bring someone with
you to view the property.
An appointment with Kehoe Auctioneers will afford
you the time to look carefully at the property.
It can be useful also to draw up a checklist of aspects
you consider important. This can include scanty
insulation, double glazing, the condition of the boiler
etc.
It is important at this point to see beyond the furnishing
and the decor. Consider how your own furniture, pieces
of art work etc will fit into the environment.
You will of course put your own stamp on the property
that you select |
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